Has the 2020 Pandemic Changed your Living Situation?
When you work from home as a social media marketing consultant for small business and an online social media influencer, AND homeschool your kids, you can literally work from anywhere. A few years ago, we took advantage of that and bought a cottage in the middle of nowhere on a little lake. If I knew then, what I know now, I would've held out for more money when I sold it in 2020. Even so, for owning it just over two years, I made a little money on the deal. So, what's up with the housing situation anyway?
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Lake house, fixer upper, mid fix stage.
In 2019 the kids decided they wanted to attend public school to pursue building trades and band. As a anxious homeschooling mom, I wanted to feel comfortable with this choice, so we moved back to my hometown and we rented. Lucky for me, it wasn't real renting. My brother had purchased a rental and we moved in while I looked for a more permanent place to call home. Since everyone was out of the house, I decided to go back to working in a brick and mortar environment too and I took a job for Habitat for Humanity.
Then, I looked and I looked, and I looked. Rentals were few and far between and most of them were either outside of my price range or beneath my standards. Let me tell you, I had pretty low expectations, but I wanted my kids to feel safe. I tried to purchase my own home, but every time a place went on the market it sold before I even got a chance to look at it. What was left were the homes that no one wanted. The homes that couldn't get loans due to major issues or the homes that were priced well over their appraised value. Though, I considered making the leap and purchasing one of these houses, I held out for a home that wasn't a fixer upper.
However, the home we bought, would've sold for considerably less in 2019, before the pandemic. In fact, the flipper had purchased the house at a 2017 auction for only $25,000. After looking at several houses that were priced outside of my comfort zone and not really what I wanted, I jumped on the opportunity to buy my home at $131,900. Sure, in most communities, that's a great price, but in my hometown the median home price is $85,000 and the houses in the neighborhood were going for considerably less. I needed to love this house for the purchase to make any sense. It was a risky move, will it retain it's value?
However, despite the housing market situation, I decided to take a risk and make an offer below asking price. The homeowner countered, and I accepted. It was oddly easy, as most houses were selling over the asking price and this house had everything I wanted. Just before I closed, I found out that the house had been the place of a brutal murder. Probably should've countered the counter offer. I was the only one bidding. I'm not mad. I'm thankful to finally have an affordable, safe place to call home.
After the pandemic, the prices of homes in rural areas like New Castle, Indiana have skyrocketed. For those who are looking for 3+ bedrooms and 2 bathrooms, there's a housing shortage. Since Covid hit, more people are realizing they too can work from home. And they can live anywhere. So, they're abandoning high cost urban areas and retreating to rural communities where the cost of living is easier on the wallet and life is simpler. This means, rural areas can raise home prices and because rentals are in high demand with millennials, they can also raise the rent, pricing out low-income families. In turn, many affluent urban areas are actually seeing a decrease in rent as people flock to small towns. You can learn more about that in this article on how 2020 changed the housing market.
After reviewing the article, I took special note of what this is doing to low income families. Working at Habitat for Humanity, it is my job to help low income families find affordable housing and help remove some of the barriers to home ownership. With increasing cost of building materials and virus constraints, many area Habitat affiliates have had to put building new homes on the back burner. Families have had to wait for over two years for their homes to be completed, and Habitat affiliates are losing money and need to raise more funds just to complete the houses.
The chart below lists several counties neighboring the one where I live. If you aren't from around here, the data may not tell the whole story. However, Hamilton and Hendricks counties have some of Indiana's most affluent neighborhoods. Marion county is the home to Indianapolis, which has seen a slight increase, but compared to cities like Chicago and New York, Indianapolis is an escape to a more rural life. It appears the Coronavirus has changed the housing market. More and more people are realizing they can work from home, and that means that home can be anywhere they want it to be. There truly is no place like home, so why live in a house in a place that you don't love?
Affordable rentals in New Castle, Indiana.
We want to hear your thoughts! Have you moved or considered purchasing a new home in the pandemic? Tell us about it in the comments.
2/1/2021 | Delaware County | Indiana | $600 | 3.30% | $45,065 | 114,135 | Small metro |
2/1/2021 | Hancock County | Indiana | $790 | 9.00% | $69,392 | 78,168 | Large fringe metro |
2/1/2021 | Hamilton County | Indiana | $1,116 | -0.90% | $105,062 | 338,011 | Large fringe metro |
|
2/1/2021 | Madison County | Indiana | $792 | 20.20% | $55,142 | 129,569 | Large fringe metro |
This chart from Zumper tells the story with data.
School Closure Home Learning
I love this post! We have a similar experience. Keep scrolling to see our homeschoolers' success in public school! |
Tips for Home Learning and Coping during School Closures and Covid19
Educational Resources for Homeschooling during the Coronavirus
- Many of our older homeschool resources that target elementary students are listed in the homeschool tab on this site: Homeschool Learning Lessons for Elementary Age You can also do a search on our site for specific types of lessons like, grammar, math, and science.
- BrainPop has the most fun videos; I love them as much as my kids do. BrainPopJr. is great for the younger set. They are a paid service, but offer a free movie of the week and other free lessons.
- Life of Fred is our favorite home learning curriculum. We checked the books out at the library, that's probably not an option during these coronavirus times. You can get the Life of Fred books online at Amazon and on the Life of Fred website (Get the dolls!)
- Mobymax has free options for remote learning and homeschoolers. The great thing about this website is they find and fix learning gaps. Kids can take assessments to see where they fall and then do educational activities based on their grade level in different subjects. It's a great way to see if your child has been falling through the cracks in public school.
- TeachersPayTeachers and TeacherSherpa both offer great resources free and paid. The lesson plans are created by teachers for teachers, but homeschoolers and remote learners are welcome to download them too! Check out our store on TPT, it has some fun educational skits to do with the kids, we even have a play about the Easter Bunny!
- Khan Academy is not for the faint of heart. If you're all in to the homeschooling thing, give it a try. We used it for several years. It's a free learning resource originally targeted toward middle schoolers and high schoolers, but now offers lessons for elementary too. It feels a lot more like "real school" than some of the other online options and keeps track of your progress and grade level.
- Why not give this difficult time a fun spin? Our Summer Camp Handbook is edutainment at its best! Enjoy science experiments, PE Activities, and more disguised as fun!
- We also love CrashCourse with John and Hank Green. (Yes, that John Green!) You'll even find some of their lessons on Khan Academy. These are super fun, especially for older students.
Best Homeschool Blogs
First day of public school 2019. |
Bowling allows for socialization and physical activity. During the quarantine, bowl with your game console or set up milk jugs to knock down with a basketball. |
Dress up day. |
Note: This past year, my kids decided to go back to public school. My 15 year-old was placed as a high learning junior taking all senior and college level courses, my 13 year-old is a well-rounded, straight A, school loving eighth grader.
Made the grade, first semester honor roll. |
Never played football in his life. Made the team! |
Loving the school band. |
How To Prepare Your Child For A Standardized Testing: Relaxing the day before is always a good idea! |
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