5 Suреr Quаlitiеѕ Mаth Tеасhеrѕ Shоuld Have

Considering Becoming a Math Teacher?

Hey homeschoolers, what will you become? Deciding you want to teach is an easy decision, but what should you teach? What are your best qualities? What is your favorite subject? If you're considering become a math teacher, consider these qualities that every math teacher should have.

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Studеntѕ аrе ѕеriоuѕlу influenced bу thе ԛuаlitу оf thеir tеасhеrѕ. Nоt оnlу dо thеу intеrасt with tеасhеrѕ еvеrу dау in thе сlаѕѕrооm, but thе ԛuаlitу оf thаt intеrасtiоn mаttеrѕ fоr ѕtudеntѕ’ futures. It hаѕ bееn оbѕеrvеd thаt thе diffеrеnсе bеtwееn a gооd аnd a bаd tеасhеr саn bе a full lеvеl оf ѕtudеnt асhiеvеmеnt in a ѕinglе ѕсhооl уеаr.

Hоwеvеr, оnе thing thаt rеmаinѕ unchanged iѕ thаt all gооd math tеасhеrѕ hаvе сеrtаin ѕuреr ԛuаlitiеѕ thаt diѕtinguiѕh thеm frоm оthеr teachers. Thеѕе ѕuреr ԛuаlitiеѕ mаkе thеse teachers рrоduсе еxсеllеnt rеѕultѕ nоt only fоr thеir ѕtudеntѕ but аlѕо fоr thеmѕеlvеѕ. Thе fоllоwing are thе fivе ѕuреr ԛuаlitiеѕ a gооd math tеасhеr ѕhоuld hаvе.

5 Super Qualities of a Good Math Teacher

• Exсеllеnt Knоwlеdgе Of Mаthеmаtiсѕ 

A gооd math tеасhеr is оnе with аn еxtеnѕivе undеrѕtаnding of mathematics. Hаving undеrgоnе a thоrоugh trаining рrосеѕѕ in a rесоgnizеd inѕtitutiоn of higher learning whеrе thеу асԛuirе thе knоwlеdgе аnd ѕkillѕ rеԛuirеd tо tеасh ѕtudеntѕ еffесtivеlу, which inсludеѕ knоwlеdgе оf аrithmеtiс, gеоmеtrу, аlgеbrа, ѕtаtiѕtiсѕ аnd саlсuluѕ. Thе еxсеllеnt knоwlеdgе they get from thеѕе inѕtitutiоnѕ givеѕ thеm thе соnfidеnсе tо еxрlаin сlеаrlу аll thе mаthеmаtiсаl соnсерtѕ tо their ѕtudеntѕ аnd ѕоlvе еԛuаtiоnѕ еаѕilу. Gооd math tеасhеrѕ dо nоt соnѕult аnѕwеrѕ аt thе bасk оf thе tеасhеr’ѕ guidе bооklеt. Thеу hаvе аll thе solutions аt their fingеrtiрѕ аnd саn hеlр ѕtudеntѕ ѕоlvе рrоblеmѕ immеdiаtеlу.

Bоth рrоgrеѕѕivе аnd соnѕеrvаtivе еduсаtоrѕ ѕреаk about thе imроrtаnсе оf undеrѕtаnding thе соntеnt. Thеу emphasize the imроrtаnсе оf knоwing the ѕubjесt уоu teach. Evеrуоnе аgrееѕ that gооd teachers роѕѕеѕѕ a ѕоlid соmmаnd of соntеnt, whеthеr thеir еxреrtiѕе liеѕ in thе knowledge оf rеаding in thе еаrlу еlеmеntаrу grаdеѕ оr a ѕеriоuѕ соmmаnd оf mathematics аt thе high ѕсhооl lеvеl.

• Diffеrеnt Teaching Strаtеgiеѕ 

Studеntѕ lеаrn in divеrѕе mаnnеrѕ, аnd a gооd mаth tеасhеr knоwѕ thаt. A gооd math tеасhеr kеерѕ uр with the bеѕt рrасtiсеѕ in mаth еduсаtiоn and rеgulаrlу inсоrроrаtеѕ thеm intо his inѕtruсtiоn tо hеlр аll оf his ѕtudеntѕ learn. Hе аlѕо undеrѕtаndѕ thеrе mау bе multiрlе wауѕ tо ѕоlvе рrоblеmѕ аnd uses thоѕе аltеrnаtе ѕtrаtеgiеѕ tо hеlр struggling ѕtudеntѕ grаѕр difficult соnсерtѕ. Hiѕ lеѕѕоn рlаnѕ еngаgе ѕtudеntѕ аnd hеlр thеm fееl соnfidеnt in thеir mathematical аbilitiеѕ.

A gооd math tеасhеr uѕеѕ a vаriеtу оf tеасhing strategies that they fееl comfortable with; within thе ѕаmе ѕсhооl, уоu'll find diffеrеnt tеасhеrѕ gеtting еxсеllеnt rеѕultѕ uѕing ѕuсh ѕtrаtеgiеѕ such аѕ mini-lectures, аnd intеrасtivе lесturеѕ, соореrаtivе grоuрѕ, рrоblеm-bаѕеd learning, аnd multiрlе intеlligеnсеѕ аррrоасh. Nо ѕinglе tеасhing ѕtrаtеgу оr method wоrkѕ bеѕt fоr еvеrу tеасhеr with every ѕtudеnt.

We knоw, hоwеvеr, thаt rеѕеаrсh аnd еxреriеnсе ѕtrоnglу ѕuрроrt ѕоmе tеасhing ѕtrаtеgiеѕ оvеr others. Gооd math tеасhеrѕ ѕеlесt frоm thе ѕtrаtеgiеѕ thаt аrе wеll rеѕеаrсhеd аnd widely рrасticеd аt thеir grаdе lеvеl оr within thеir ѕubjесt аrеа аnd bесоmе аn еxреrt in thоѕе thаt fit thеir style аnd thе requirements оf thеir ѕtudеntѕ аt thаt time.

• Cоnѕtаntlу Learning Nеw Tесhniԛuеѕ 

Gооd math tеасhеrs knоw thаt thеу аrе nоt реrfесt. Thаt iѕ why thеу rеgulаrlу rеаd nеw mаtеriаlѕ, аttеnd wоrkѕhорѕ tо uрdаtе thеir knоwlеdgе bаѕе. Thеу аlѕо еnrоll fоr аdditiоnаl соurѕеѕ in thеir areas оf ѕресiаlitу tо bеttеr thеmѕеlvеѕ аnd gаin mоrе confidence in thе сlаѕѕrооm. Onсе a gооd tеасhеr lеаrnѕ аbоut a nеw mаthеmаtiсаl соnсерt, hе lеtѕ all thе ѕtudеntѕ knоw аbоut it, lеаding tо еffесtivе lеаrning аnd bеttеr grades.

• Gооd Mоtivаtоr 

Gооd math tеасhеrs knоw thаt students hаvе diffеrеnt intеrеѕtѕ. Thеrеfоrе, thеу соmе uр with рrоgrаmѕ thаt idеntifу with thе ѕtudеntѕ’ ѕоurсе оf mоtivаtiоn. Fоr еxаmрlе, thеу mау mоtivаtе ѕtudеntѕ whо want tо bесоmе ассоuntаntѕ bу giving thеm mаthеmаtiсаl рrоblеmѕ rеlаtеd tо thеir аmbitiоnѕ. Thе ѕаmе аррliеѕ tо thоѕе whо wаnt tо bесоmе ѕсiеntiѕtѕ, еnginееrѕ, dосtоrѕ, еtс. Thеу also рrеvеnt thе ѕtudеntѕ frоm lоѕing intеrеѕt bу tаlking tо thеm оn a rеgulаr bаѕiѕ to hеlр thеm асԛuirе thе ѕkillѕ аррliсаblе in thе рrоfеѕѕiоn for which they аrе аѕрiring.

• Gооd Undеrѕtаnding Nаturе 

Pеrѕоnаlitу characteristics rеlаtеd tо bеing a соmраѕѕiоnаtе person аnd hаving a ѕеnѕitivitу tо ѕtudеnt diffеrеnсеѕ, раrtiсulаrlу with lеаrnеrѕ, iѕ аnоthеr rероrtеd ѕuреr ԛuаlitу оf smiletutor.sg mаthѕ tеасhеrs.

Undеrѕtаnding thе nаturе оf ѕtudеnt iѕ a broad саtеgоrу thаt inсоrроrаtеѕ knоwlеdgе оf thе соgnitivе, ѕосiаl аnd еmоtiоnаl dеvеlорmеnt оf ѕtudеntѕ. It inсludеѕ аn understanding оf hоw ѕtudеntѕ lеаrn аt a givеn dеvеlорmеntаl lеvеl, hоw lеаrning in a ѕресifiс ѕubjесt аrеа tурiсаllу рrоgrеѕѕеѕ like lеаrning рrоgrеѕѕiоnѕ оr trаjесtоriеѕ, аwаrеnеѕѕ thаt ѕtudеntѕ hаvе individuаl аbilitiеѕ аnd nееdѕ, аnd аn undеrѕtаnding thаt tеасhing ѕhоuld bе done tо mееt еасh ѕtudеnt’ѕ needs.

So, what do you think, homeschoolers? Are you ready to pursue a career as a math teacher?

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Online Homeschool Math Lessons from Kids Creative Chaos

Our favorite Math Curriculum: Life of Fred Math Books on Amazon

CLEP Exams List for Homeschoolers

Study for CLEP Exams Online

Have you heard of CLEP? CLEP is an acronym for the College Level Examination Program. Students can take CLEP tests to earn college credit and test out of certain subjects. Studying for CLEP Exams is a great way to save money on college expenses. But before you take the tests, you'll want to be sure that you know the material. A great way to prep for CLEP is to find a CLEP Exams list for homeschoolers, high school, or any one wanting to do continued studying in college. Click the following link for more information about their online homeschool program.

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Study.com is an education company dedicated to making education accessible and helping students lower the cost of their higher education. They've just launched a bunch of comprehensive credit-by-exam prep products that can help high school homeschoolers earn college credit.

What Are CLEP Exams?

CLEP exams measure a person's knowledge of college-level material for college level subjects. These exams can benefit continuing education students, military personnel and college students.


CLEP exams are taken through a college or at a local testing center. Exams take between 90 to 120 minutes to complete and each one is around $85. The test is free for men and women serving in the military.

CLEP and DSST exams are prior knowledge assessments that allow students to earn real college credit just by passing a test. Study.com educational resources include comprehensive study guides and practice tests to help students prepare for these exams, earn college credit, and save money on their education. Not only is this a great way to prep for the CLEP and DSST exams, it's also a good educational resource for homeschool education. 

We were given a 90-day free trial of Study.com. I took some time to peruse the resources. The site is very easy to navigate. I like how all of the CLEP study guides are organized with a listing of the most popular exams up front. After you do a study guide, you can take a practice exam. 

There are exams for both CLEP and DSST. In case you don't know, DSST or the DANTES Subject Standardized Test, is  a test to help the U.S. Military earn college credit outside of a traditional college setting. DSST scores are accepted at over 1900 institutions across the United States and are a great way to accelerate progress on a degree, prepare for a post-military career, or transfer real life experience into more affordable university credit.

The CLEP exams list is extensive, offering study guides in many areas that contain comprehensive CLEP curriculum for your exam. The lessons are short and engaging and break down the written material into short, 8-minute videos. My twelve year old homeschooler, started with a psychology study guide session. She won't be taking the CLEP exams any time soon, however, she enjoyed the lesson and wants to continue to do all of the study guides as a part of her daily homeschool routine. I'm on board for that! She thought the videos were easy to comprehend and even mentioned that she didn't get bored! Score for Study.com.

You might also be interested in ECE programs for continued education.

On the Study.com site, you'll also fine quiz assessments that help students find any learning gaps that they may still need to prep for before taking the CLEP exams. Another thing we noticed is the study guides allow users to go back and review the material. Some other programs we try don't allow you to rewatch videos, so this is nice bonus. If you're still not doing well on the assessment, you can take advantage of their Instant Answers feature and get a quick reply from a subject matter expert.

We truly enjoyed everything Study.com had to offer and recommend that you hop over and check them out before you sign up for the CLEP exams.


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How to Motivate Your Child to Practice Guitar

How to Motivate Kids to Practice Guitar

Whether you homeschool or not, you probably have a difficult time getting your child to practice their musical instrument. No matter the instrument, be it a ukulele, guitar, piano, clarinet, or saxophone, practice makes perfect. So, how do you motivate kids to practice guitar? Read on for some valuable parenting tips that may just save your sanity.

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How do you motivate your child to practice their musical instrument?

No matter how much your child loves playing the guitar or the ukulele, there comes a time when he or she isn’t in the mood to practice. When this happens, what can you do?

First, you need to determine why your child doesn’t feel like practicing. Perhaps they find their old guitar to be too unwieldy or cumbersome, or it won’t stay in tune and they’re not enjoying the sound that comes out of it. If the problem is the starter guitar, it would be a good idea to look into other guitar models that kids would like. A great-sounding small guitar is one of the best motivators for kids to keep practicing.

More ideas on how to motivate your child to practice guitar:

Assess the practice schedule

If practice time is set too close to bedtime, your child may already feel too tired to pick up the guitar. Sit down with your child and talk about a good practice schedule he or she can stick to. Some children may enjoy a 15-minute practice session in the morning before school and another 15-minute session in the afternoon. Put your child in control of the daily practice schedule and give them a gentle reminder to stick to it.

Set up a reward system

Construct a reward system based on goals. For this you’ll need to work with your child’s guitar teacher so you’re on the same page. You can utilize a number of methods for the reward system, such as points for every goal met or number of minutes of practice. It’s up to you and what you think would work best according to your child’s personality. Find ways to keep the reward system fun - level up rewards or create bigger challenges to keep your child aiming for the gold.

Schedule regular performances

Performances keep young guitar players excited. Nervous too sometimes, but it’s part of motivating children to practice. After all, no one wants to play badly at a recital, so one is really bound to practice. Performances also work to hold kids accountable, while helping them develop confidence and keeping them inspired to keep on learning.

Offer words of encouragement

Learning to play the guitar isn’t always a sunny experience. There are good days and bad days. Children may become frustrated at not being able to play a particular chord or learn a new song. Times like these, it’s up to you as a parent to keep their pep up.

Ask how their guitar lessons went and ask them to show you what they've learned. Listen to them play the guitar and cheer them on. Tell them how proud you are of how good they’ve become and how they could get even better with more practice. When they see you are really interested, they are more likely to practice so they can show you more of their guitar skills.

Track progress

Many kids learning guitar may not feel up to practicing because they are not aware of the amount of progress they’ve made from Day One. To motivate your child to practice, track their progress and show them how far they’ve come. You can do this by taking short video clips of practice sessions and performances. When your child sees how much they’ve improved because of practicing, they will become more motivated to keep at it and make their guitar practicing more consistent.

Do you have other tips for motivating children to practice playing the guitar? Share them with us in the comments.

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Go Green with 6 Eco Friendly Kid Activities: Fall

6 Going Green Activities for Kids

Whether you call it Fall or Autumn, the cooler weather is a great time to go green and focus on eco friendly kid activities. Going green isn't just about sustainability or recycling, it is also a great way to be eco friendly. When you use items from nature in games and craft projects, you're going green! Take the kids on a nature hike, collect twigs, leaves, and rocks and then start creating win the found materials. We've curated five beautiful and fun eco friendly activities to do with the kids that will make beautiful gifts or home decorations for fall. As always, don't forget to make it an educational experience with a companion lesson. We've included a few for you.

Whenever we do a craft, we like to pair it with a lesson. The eco friendly kid activities listed here are perfect companion craft activities for a lesson on the environment. After your nature hike, teach the kids about sustainability, going green, and even climate change. Adrian Rubin  has great articles that are perfect for high schoolers or college students to read on their own. For middle school or older elementary students, the articles, like this one on climate change and red tide, make good read alouds. Check out NASA for more in depth articles and lesson plans on global climate change.

6 Eco Friendly Kid Activities

• One of our fellow bloggers and favorite crafters, is Maggie, from Red Ted Art. She created a beautiful leaf lantern that is the perfect fall eco friendly kid activity. 

Eco Friendly Leaf Lanterns from Red Ted Art.

After you hike and create your leaf lantern activity, watch this Global Warming Climate Change video from Brainpop. If you're a teacher or homeschool parent, you'll love that you can create your own quiz or find lesson ideas here.

• Colleen from Raising Lifelong Learners, offers up an ideal going green eco friendly kid activity with these evergreen wreath craft. Click over to see how she incorporates STEM/STEAM lessons with activity. You might also like our Autumn Leaf Wreath How to Activity.

Evergreen Wreath Activity from Raising Lifelong Learners.

• Over on the Melissa & Doug blog, we found an eco friendly alphabet kid activity that is perfect for preschoolers. On your nature hike, collect smooth, flat rocks and bring them inside to create alphabet rocks. The next time you go out, place them along the path in alphabetical order to help your little one learn their ABCs. 

Alphabet Rock Walk from Melissa & Doug.

• We have a fun eco friendly mystery bag activity for a nature hike.

Collect items on a nature hike for a mystery bag activity.

• Now that you've collected all those nature items for your mystery bag activity, use some twigs and walnut or hickory nut shells to make your own eco friendly nature tic tac toe game.

Make an eco friendly tic tac toe game from found objects.

• All kids like to pick up twigs. They make great swords, don't they? They also make cool eco friendly crafts, like the Christmas Tree ornaments pictured below. Collect the twigs in the fall and gift the eco friendly ornaments during the holidays.

Eco friendly kid made holiday decorations.from Kids Creative Chaos.

For more eco friendly kid activities and sustainable ideas check out our Pinterest board on Art and Craft Activities for Kids.

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Fall Play Ideas

Free Online Homeschool Curriculum Recommendations

Curriculum Recommendations for Online Homeschooling

Whether you're new to homeschooling or you've been doing it for years, you're probably on the hunt for new, exciting, and engaging curriculum ideas. We get bored with the daily grind and change it up from year to year or even season to season. Here's a list of mostly free online homeschool curriculum recommendations that we've used and enjoyed. We've tried MANY other options, but these are our favorites.

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Free Online Homeschool Curriculum Recommendations.

Brainpop Jr. is my favorite program for younger elementary and preschool. The videos are fun to watch, and the kids always looked forward to using Brainpop Jr. for Homeschooling. 

Brainpop has a an online homeschool for middle school and high school, but we often found topics we wanted only on Brainpop Jr. The upper grade version is nice for supplementing classroom curriculum. If you use the paid version, you have access to more functions and all lessons.

MobyMax is a great online homeschool app to find out where your kids are in their homeschool learning experience. They can take placement tests in all subjects and then the program finds learning gaps and helps kids focus and build on the areas where they may be struggling. The content isn't as fun and engaging as Brainpop. It is a more definitive tool for classroom use, helping teachers to keep all students on track. MobyMax can be used as a supplement or as full homeschool curriculum up to eighth grade.

Khan Academy is (or should be) a household name for homeschoolers. In the beginning, Khan Academy targeted older students and even offered SAT prep. Now, they also offer more curriculum for elementary school. It keeps track of their lessons and lets you know when students are struggling or when they are ready to move to the next level.

The kids prefer Khan Academy math to any other online homeschool math program, but homeschool mom always liked to supplement with free Brainpop math videos to make sure the kids understood the talking points. Khan Academy can get monotonous for day to day homeschooling. Sal does a great job, but it can get a little boring after awhile. We also supplement our Khan Academy math with Life of Fred textbooks. These books are easy to read and tell a fun story while sneaking in practical math lessons.

Now, there are new instructors and new curriculum on KA. My daughter enjoys studying high school and college level psychology and art history through Khan Academy.

My son does well with virtual homeschool. So, for online high school homeschooling, we are sticking with Connections Academy. In Indiana, it is a free online public school. Connections Academy offers group gatherings and field trips. He gets through the assignments quickly (though, I'm told many homeschoolers struggle to get their lessons done on time) so we supplement with weekly enrichment including museum homeschool programs and educational YouTube videos like John and Hank Green's Crash Course in American History.

Sometimes, when he's struggling on a particular topic, (for high school all text books are online) we find a compatible Life of Fred homeschooling book to fll in any gaps. It's nice to have a good, old book that you can hold in your hand and flip through the pages. He enjoys reading them outside while enjoying his hammock.

Sure, Connections Academy has teachers and attendance to keep, but when it's all done, he'll have official transcripts for college. 

I prefer Connections High School to their Elementary program. The elementary program seemed a little too intense. Especially, when you want the freedom of homeschooling. They're still working out the bugs and it gets better every year, in the past, we had to have weekly check ups with the elementary teachers. For high school, signing in and doing your work suffices. As it should...

In 2017, this homeschool mom broke her leg. That made planning homeschool curriculum and doing enrichment activities difficult. So, my daughter was pretty much on her own. She did great with MobyMax (so I could keep up with her learning) and supplementing with YouTube videos of her choosing. But, homeschool mom felt like maybe she was failing her daughter by not being as involved. So, this fall, we are trying something new! Acellus. I stumbled upon Acellus last year when I was laid up in bed. Many other homeschoolers told me it was expensive, but I was sure I found a free or nearly free version. 

But whenever, I looked it up, I found the paid online homeschool version, which seems to be set up like Connections academy, but with a private school fee. That's not for us! I gave up for a while, and recently tried again. It seems they also have a homeschool app which is found on a separate website, PowerHomeschool. The homeschool app differs from the online homeschool version, because the videos are canned - meaning they are pre-recorded 

That's just what we wanted! We like working at our own pace. These videos are similar to videos my daughter finds on YouTube, but these organized by grade level. We'll choose math, science, language arts, foreign language, and music this year. At the time of this posting, the app is $9.99 per month, basically the same as the paid homeschool version of Brainpop. We're looking forward to starting her in the homeschool middle school program this fall. 

The PowerHomemschool website describe the homeschool curriculum like this: "Students proceed through the course in a step-by-step fashion watching a video lesson and then completing assessment problems. Students receive reviews and unit, mid-term, and final exams as they proceed through the course. Learning gaps are assessed and filled as students move through the course concept by concept."

Seems like a fair option to give it a test drive before you jump into their online school curriculum. 

We'll also supplement with Life of Fred fractions and beginning algebra. One thing I've missed the last few years, is doing hands-on science experiments. After previewing the Acellus app's science curriculum, I was excited to try it. With a Google search for online homeschool curriculum, the app is hard to find. They have moved it to a new website with a different name. Find it here: PowerHomeschool

Bottom line, don't break the bank to homeschool. We have SO many books, every year, I'd go out and buy new books. We never got through most of them. Find a free online homeschool curriculum, that works for you and stick with it. Then, supplement with fun enrichment activities and family outings.

We also involve the kids in day to day household concerns. We talk about finances, debt, and even recently including them in every step of the home buying process. That included going to a lender, saving for a down payment, creative ways to find extra money like garage sales, selling off items no longer needed, the highs and lows of Craigslist and eBay, getting a water and septic test at the state level, watching our credit scores, budgeting for groceries, finding ways to cut costs to save for the new house, and even going to a county courthouse to pick up documents needed to close. So many lessons here. At the courthouse, we all had to go through the security, empty our pockets, etc. The next steps, include renovating the new house. 

Family struggles and life lessons are often kept from kids. In my opinion, this tends to give the kids an unrealistic view of what it is like to be a grown up. They can't wait to get out of the house and start their own life, but reality gets in the way of their happiness. Keeping kids life lessons and keeping them in the know, helps them better prepare for the future. Isn't that what homeschooling is all about?

So, what do you think of this list of free online homeschool curriculum recommendations? Do you have something you really love? Tell us about it in the comments or find Kids Creative Chaos on Instagram and chat with us there!

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Need to Get Out of Debt? Make it a Math Lesson!

Homeschool Math: Steps to Get out of Debt 

If you're a busy family trying to make ends meet, you've probably struggled with debt at one time or another. A plan to get out of debt makes a excellent homeschool math lesson for your kids. Don't hide the struggle from them, but don't frighten them with all of the gory details either. If you need to get out of debt, you need a plan. The steps to get out of debt look different for everyone. Everyone has different debt, different income, and a different set of life issues. Talk about a family budget with your kids and then follow the steps below to get out of debt. Everyone working together toward the same goal is the first step on your debt free journey.

Debt to Income Ratio Calculator

You may want to take the steps to get out of debt if you are in the market for a new home. In this case, you'll want to start with a debt to income ratio calculator. Seeing it all laid out before you eyes puts it all in perspective. Where can you save, how can you improve your credit score, and how much money you will need to save. These questions can be overwhelming because the often contradict each other. To buy a new house, you'll want to pay down your debt, but you'll also want to save for a down payment for your home. Which should you do first? How long will it all take? This makes for a relevant and useful homeschool MATH LESSON. Wells Fargo offers instructions on how to figure your debt to income ratio and a free debt to income ratio calculator to check your work. Here's another debt free calculator from CNN.

Credit Score

Start with a credit app like Credit Karma. These aren't completely accurate, but they give you good idea of where you stand in the world of credit scores. You'll also see any negative marks against you. The big credit reporting agencies, Experian, TransUnion, and Equifax, allow you to check your scores and dispute anything that you find in error. Sometimes, you might find duplicates or items assigned to you that really belong to someone else. In this case, you'll want to speak to a legal firm that can quickly help you sort it all out. You can do it yourself, but it's much easier to pay for a service to do it for you. Lexington Law is inexpensive and gets the job done quickly and efficiently. You'll want to give yourself at least 3 months of the service (depending on how much work needs done.) They tend to work on one credit reporting agency at a time. It's fun and rewarding to watch your credit score improve. You'll also see weekly dips that will let you know where you need to cut back or do better.

Debt Consolidation

Another option is debt consolidation. This is a great option for people who are overwhelmed by debt collectors calling, sending letters, and generally harassing you for payments. This can make anyone crazy. If you use a service to consolidate your debt, they'll set up a monthly payment and take care of notifying debtors and paying your debts each month. Many people feel overwhelmed at the amount of bills they have to pay and can't keep on top of it all without getting late fees. Rather than paying the debt collectors, some people put their head in the sand and do nothing. This, of course, ruins your credit and your chance for a car or a home in you future. So, if you have difficulty keeping organized letting the professionals deal with your debtors may be the best option for you. You also might want to check into these debt relief services.

Budget

It's better to come up with a long term plan that you can manage than to declare bankruptcy or ignore your obligations. A budget is a great way to stay on top of things. Teaching your kids how you budget the bills is a fun way to teach them about finances. Young adults are often surprised at the cost of utilities and groceries and don't plan for these things when they go to rent or buy a new home. Keep a worksheet of your weekly and monthly expenses on the fridge and let your kids see how that new video games fits into the bigger picture. Get a free printable household budget worksheet pdf.

You can open a child's bank account and connect it to your own. Our bank, sent the kids their own ATM cards for their accounts. I can easily move money from my account to theirs or vice versa if they've earned enough to buy the latest video game. If you aren't comfortable with that, there's nothing like a good old fashioned piggy bank or giant glass bottle to see your pennies adding up while saving for that big item.

So, make it a family affair. There's no better homeschool math lesson than the life lessons based on real life events. The more kids know about the real world, the better they will be able to navigate it as young adults.

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Summer Camp at Home Themes, Schedules, and Tips

Themes and Activities for Summer Camp at Home

Want to give kids the experience of a great summer camp? Whether you do summer camp for your neighborhood, for a church youth group, or your local community, these summer camp at home themes, schedules, and tips will help you create the best, most fun summer camp for kids from six to sixteen! 

Post contains affiliate links.

Work in a retirement village or nursing home? Activity directors can adapt the activities for any age group. The objective is fun! Our website is full of fun, free camp activities, circle time activities, and group games. If you want everything at your fingertips (or on your clipboard) grab a copy of any of the books in our companion book series. These books are designed to help you organize and create an amazing youth group program or a simple, summer camp at home. 

Each books stands alone or get all 3 books for an organized summer camp, after-school program, or extra activities for vacation bible school. 

Our latest book, "Summer Camp at Home Handbook" has a total of five weeks of camp themes and activities. Each week includes: songs to sing, science experiments, group games, art activities, and fun themed snacks. It also includes a welcome pledge, icebreaker game, filler activities, planning calendars, printable today's birthday poster, activity schedule, daily menu poster, registration forms with allergy and photo permission features, and sample letters and forms to create a professional, organized camp program. If you want to do a full-on community summer camp, the only thing you'll need to add is insurance. Some small programs forego insurance for waivers and good luck. It's a good idea to get a short-term summer insurance policy if you plan to include your neighborhood or others outside of your close circle of friends and family.

Do you need a license to operate summer camp? That depends on your city and state. Check with your local government agencies, especially the board of health. Many churches (depending on state laws) are exempt and do not require visits from board of health or other agencies. Often, if the campers are participating in the prep of food it falls under different rules than if you are providing snacks. This is why the Summer Camp at Home Handbook includes theme snack activities and edible art. An easy way to avoid any trouble is to only provide prepackaged snacks and beverages (stay away from milk.) At the least, always have parents sign waivers, waivers, waivers. They won't completely protect you if someone decides to sue, but they do give everyone a heads up and let everyone know you are thinking ahead. Always have parents sign field trip waivers (you can make one for the entirety of camp and list out all pre-planned activities.) Also, be sure you have records of food allergies, immunizations, and authorized pick up persons. Finally, be aware of your state's childcare laws which vary based on the age of children in your care. To play it safe (when doing summer camp at home,) don't have more than five children that are not related to you in each camp session and always have another adult or camp counselor 18+ at your side.

Another thing to consider is first aid and safety training. Staff should be trained to recognize child predators in all childcare, summer camp, youth group, and school settings. In today's world, you can never be too safe or too prepared. That being said, if you are simply doing summer camp at home for your family, close friends, or homeschool group, not all of these steps may be required. However, it's better to be safe than sorry. Make sure you run background checks on anyone that will be regularly helping with your program. That includes your parents, aunts, and older children! This is a safety precaution designed to protect you in case something comes up. In your letter to parents, mention that all adults working with children have undergone a background check. Your local government probably has a background check option on their website.

A big safety consideration is water. Children may find pools and nearby bodies of water enticing. Always, always, keep count of the children in your immediate care. A good rule of thumb is to count kids every 20 minutes. If you are on a field trip or involved in a hectic group game, count them every 15 minutes. If you plan to include swimming in your camp activities or have a pool in your backyard, be aware that special precautions are needed and insurance rates will be higher.

Are you ready to get started hosting your own summer camp at home? Great! You'll want to start with our book, Summer Camp Handbook. This book is full of everything you need for five weeks of awesome summer camp.

Summer Camp Weekly Themes:

• It's all Rainbows: Rainbow Trails Song, Rainbow Snacks, Leprechaun Rainbow Skit, Rainbow Science Activities (Color and Prisms), and Get Moving Games.

• Silly Spaghetti: On Top of Spaghetti Song, Crunchy Spaghetti Recipe, Spaghetti Strength Science, Spaghetti Relays, and lots more.

• Eat Worms: Herman the Worm Song, Worm Theme Snacks, Snakes vs. Worms Game, How to Build a Worm Farm, Slurpin' for Worms, and lots more Worm Theme Games and Activities.

• Do Monkey Around: The Monkey Song, Banana Snacks, Banana Experiments, and Get Moving Games for Monkeys.

• Sharks vs Chickens: Baby Shark Song, Chicken Feed Snack, Egg Science Experiments, Shark and Chicken Hats, and lots of Games to Play as Sharks and Chickens.

With a blank, printable monthly calendar included in each weekly camp theme chapter and extra filler activities in case of a time emergency, the Summer Camp at Home Handbook is an essential tool whether it's your very first summer camp program or you are a seasoned camp director. Don't wait any longer, get on your way to the best summer camp ever today!

Our companion books are also available on Amazon in 8 x 10 paperback book format. These books give you extra credit as a camp director or activities director. Get organized with our 365 Planner. This handbook includes printable planning calendars, daily journal space with shareable quote of the day for note taking and planning, printable lesson/activity planning sheets, birthday logs, printable today's birthday poster, menu and activity schedules, and more. 

The 365 Activity Planner Journal, is a great companion handbook to Summer Camp at Home. It's also a great classroom resource planning tool for teachers. Whether you make copies of the printables to reuse again and again, or cuddle up on the sofa with the book to journal your activities, this handbook will help keep all of your thoughts and ideas organized with the added benefit of motivational quotes to keep you going strong. Get your 365 Activity Planner Journal now by clicking on the image.

And, if you are looking for fun games to play in a circle setting check out our Circle Time Handbook. This book includes 39 of the best ever games kids love. Tried and true, we played all of these games in our camp and after-school programs. This book is ideal for teachers who need to fill in some transitional time, afterschoolers who want to have a daily group rap sessions, preschool programs who realize the importance of circle time group activities, and summer camp programs who need filler material for rest breaks and other down time.

Ready, Get Set, Go! You can get all 3 books for under $40 on Amazon. 

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Caregivers and Educators, check out Lora's Recommendations on Amazon 

and Follow us on Instagram for more fun ideas for children.

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Math for Homeschoolers Online

Homeschool Math Classes Online

If you're looking for math for homeschoolers online, you'll want to check out Make Math More Fun by Shenek Altson. She teaches homeschool math classes online. Check out her guest post to make math more fun by playing simple math games. Enjoy!

This post contains affiliate links.

Make Math More Fun by Playing Simple Math Games

Keep It Simple Mommy

As a homeschool mom, if I don’t get anything else done in a day, I like to get some type of reading and math done, because I know those two subjects form the foundation of so many other things.  For me, I’ve seen just how beneficial being good in math is, particularly as a homeschooling mom who sometimes needs to help out financially.  There’s always someone who needs a math tutor! But many times our kids don’t see the benefit of being a Math Ninja, and they need a lot of convincing that this subject is worth spending tons of time on.  So, what can we do to help them learn a subject that has gotten a bad wrap for being boring and tough at the same time? Play simple math games with your kids. Make math fun through games! And you don’t have to come up with these complex, mind blowing games.  You’ll be amazed at how much fun you can have with your kids playing simple games.

I find that one of the best ways to make math more fun is by using games.  It’s amazing that our young children love spending time with us.  I’ve heard that one day this may change, but for right now, one of the number one things my kids like to do, is to spend time with me.  And they really enjoy it when we are able to play a fun game together during this time.  A huge tip though is to keep things simple.  As a homeschooling mommy who has other subjects to cover, lunch to fix, dinner to start prepping, errands to run, bills to send off, appointments to make, you already have a lot of things on your plate.  So having simple go-to games that you can play with your kids on a regular basis, can help you to make math more fun while not having to re-invent the wheel (because no one has time for that.)

How to Play Simple Math Coloring Game

I made up a simple Math coloring game that uses dice.  My kids are not the type of kids who generally like to color, but they enjoyed playing this fast paced game.  What I did was take two coloring pages, and numbered different portions of the pages with the numbers 1 thru 6.  Then each child was given a die.  They were given the instructions of rolling their dice, and whatever number came up, they were to color one section of their picture with that number.  The first child to finish coloring his or her entire picture would be the winner.  Boy, oh, boy, my “non-coloring children” became coloring machines.  They were throwing those dice and coloring up a storm trying to be the first person finished.  We used large dice that I purchased at a dollar store.  The next time, to add more learning to the activity, I am going to give each child two dice, and then have them sum the numbers on their dice.  Then they’ll color the number on their page that is the sum of the dice.

So step 1 is to take any random coloring page, and number it from 1 thru 6 in the different sections of the picture.  If you are going to have them work with sums, number the sections 2 thru 12.   For each child, make sure that you number the same number of sections on each child’s coloring page to make the game as fair as possible.  It’s not necessary to use the same picture for each child.  Just make sure you have numbered the same number of sections on each child’s coloring page.  So for example, pick 15 different sections to number in each child’s picture.  Below is an example of me numbering a coloring page.

Then give each child a die.  If you were going to be letting them figure out sums, give each child 2 dice, so that they can roll up to a sum of 12.  Then let the race begin.  Each time they roll the die, they color one section that has that number in it.  My two children who played did not use the same coloring pages, but again, I numbered the same number of sections in each of their pictures.

So, there you go.  A pretty simple way to have your kids practice number recognition or addition.  My kids had fun racing to see who was going to be the first one finished. My son ended up winning this simple math game!

About Shenek Alston

Now, let me tell you a little about me.  I’m a homeschooling mom to three kids ages 9, 5 and 2, and I have a PhD in Statistics.  Before I met my husband, I planned to be a College Professor. Now I’m a homeschooling mom who blogs about ways to make math more fun.  I also teach math for homeschoolers online. In my FREE ONLINE LIVE MATH lessons, I help kids with topics such a fractions, decimals, percents, and integers.  If you are interested in learning more about these lessons please visit Make Math More Fun and have a great time making math more fun with your kids!

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