Tips for Travel on a Budget

5 Tips For Traveling On A Budget

Sometimes your travel plans and your budget just won’t work together to give you exactly what you want when it comes to a great vacation, but don’t let that stop you from traveling altogether. With a little forward planning and some compromises along the way, you can ensure you don’t miss out and don’t overspend, giving you the chance to enjoy a spectacular vacation whatever your budget and wherever you choose to go. Here are 5 tips for traveling on a budget.

This post contains Amazon affiliate links. 

If you click and make a purchase, I get a small commission.

Travel Tips

Plan Ahead
It’s fun to be spontaneous, and sometimes it is even necessary, but it is also a potential problem when it comes to your traveling budget. That’s why it’s a good idea to plan ahead at least part of your vacation. Work out, for example, where you're going to sleep each night if you're traveling from place to place, or how much money you intend to spend on day trips and food if you’re in a hotel. Having this information to hand, to begin with, means that you'll know how much money you'll need, and you’ll be able to ensure that you have it when you get on your vacation.

Have a contingency fund as well. This could be for emergencies, or perhaps for those spontaneous moments that we mentioned earlier. You might spot a day trip that you can’t resist, and if you have ‘spare’ money put aside for just such an occasion, you know you can book a vacation and enjoy it without worrying about the cost.

Save Up
Another way to ensure you stick to your budget is to save as much money to spend as possible. Spend the weeks and months leading up to your vacation saving as much money as you can. A simple monthly budget template is a great help in figuring out where your money goes each month. You might need to sacrifice buying take outs or reduce the amount you go out, for example, but if it means more money for your vacation, then it’s a good thing in the end. You could also look at taking out a loan so that you know you have enough money to spend. 

Of course, you should still save because you'll want to pay the loan off sooner rather than later. This can be difficult for those with poor credit, but credit repair companies such as those found at Crediful.com may be able to help you, so check to see if that is the case.

Only Buy Essentials
When you book your vacation, you'll, like most people, probably make a list of all the things you need to buy to take with you. This is even more relevant to those who are traveling from place to place, but it also happens with those who have chosen to base their vacation in just one place.

The money that you spend on these items could be spent instead on your vacation itself, treating yourself to a good meal out, or taking an extra trip. Remember that you might think you need something because you have heard that it is useful or seen a good advertisement for it, but that doesn’t mean that you really do need it. Take the time to think about what is essential and what you might easily be able to do without.

Because of the pandemic, there may be a few additional items in your travel essentials now, such high-filter face masks, disposable gloves, disinfectant wipes, and hand sanitizers. Make sure to pack enough of these pandemic essentials for the duration of your trip. Supply may be short in your travel destination because of the high demand. 

Therefore, make a list and cross off anything that isn’t completely essential. Or, rather than buying everything brand new, look around for used items instead. This will save you a lot of money and still give you what you need.

Eat Local Food
It’s amazing just how different the prices can be between local food and food from other countries. It will always be far cheaper to buy and eat the food produced locally. Not only will this save you money, but you'll also get a much better feel for what the country is really like, and will give you new experiences.

It’s always good to try new things, and when you’re trying to stick to a budget when on vacation or traveling, saving money can help. Trying new things and eating locally can be a real money saver in the long run.

Look For Bargains
From before you even book your traveling experience you should be on the lookout for bargains. If you're flying, search around for the best deal. It might be that you have to fly at an early hour, or late at night, but that can save you a lot of money, for example. Search around for good deals on hotels as well. Although you might like the look of the one that is right by the beach, these are often more expensive. There might be a better alternative further from the beach that will save you money, and if you check there could be extra options such as a free shuttle to the beach each day which will save you money all around.


Recommended:

Games to Take on Trips

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Traveling with Toddlers

Lesson on Money for Homeschool: Budgeting and Online Games

Need an Online Lesson on Money and Minting for Homeschooling or Class Curriculum?

Do you homeschool or plan curriculum for afterschool programs? We've come up with some fun, online lessons that teach about money, budgeting, financing, and the U.S. Mint. The links lead to kid-friendly websites for online learning. We're also sharing the link to our original Google doc lesson so that you can make a free printable. Enjoy!

This post contains Amazon affiliate links. If you click and make a purchase, we get a small commission. This is how we provide free lesson plans and curriculum for homeschoolers. Thanks!

Money Lesson Plan Curriculum for Homeschooling.

Money Lesson Online

Want access to the Google Doc? Click here and you can print out your own homeschool money lesson.

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Grades 3-5

Watch How Money is Made by How Stuff  Works

Read Alexander Who used to be Rich last Sunday by Judith Viorst

Bennie's Pennies is also a good resource on spending for children ages 9-12.

K-2 Math printable PDF math sheet

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Language Arts:  Story Starter -  If you made a million, would you share it with others?

Explain why or why not with details. How would you save it? List out the ways.

Watch Scholastics Video on Netflix - Amazing Americans - “If I made a Million.”

How Paper Money is Made Video - Field trip to money factory  

How Coins are Made

www.usmint.gov/kids/coinNews/mintingProcess/

When you get there, click roll em to see.

Also watch, The Birth of a Coin (Cool activities here too.)

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Math Activity:

Time Machine American Revolution: Fun with Fractions

Fraction Printable PDF

Free Printable 3rd grade stories and comprehension worksheets also find thru grade 5 here.

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Art Activity: 

Create your own money online 

Printable Checks from Kids Money Farm

More Money Lesson Plans and Printables

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Science Component:

Cat and Mouse Game from the US MINT.

Place two coins of the same size, (quarters, nickels, whatever you have) on a flat, smooth surface.  Put a third coin of any size in front of them, making sure they all touch.  This is the "cat."  Place a fourth coin, the "mouse," about a foot away.  (You could even add a tail to this coin with a piece of dental floss and tape.)

Make your hand into a fist with the index and middle fingers pointing out.  Then tap down quickly on the first two coins with these fingers.  The kinetic force will propel the "cat" toward the "mouse."  Play with a friend, and see who can get the cat to the mouse with the fewest hits. 

Find more games and activities like this at the U.S Mint.

Recommended Reading:

Bennie's Pennies

Online Homeschooling Projects


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Ways to Make Extra Money at Home

Need an Online Side Job?

Whether you're self-employed, under-employed, or just always looking for more cash, there are many legitimate ways to make money at home online. As a self-employed entrepreneur, I've tried many different side gigs. I've always got a bunch of irons in the fire trying to find one that is the best return on my time invested. Some things pay well, but are tedious and stressful. When that happens, it causes a shift in my mood. I'd rather do something that took less time and caused less stress. I mean who wouldn't? If you're looking for ways to make extra money at home read on for a list of things you can do as a side job online.

This post contains Amazon and other Affiliate links.

Need a side gig?

Ways to Make Money Online

When working online, you never have to leave your home. Let's get real, you never even have to leave your bed! Unfortunately, you do have to have some marketable online skills. However, there are a range of activities for the amateur to the professional online entrepreneur. So, if you're hoping to become self-employed or to add a little extra cash to your monthly bottom line, it might be worth it to brush up on some English grammar lessons, Microsoft skills, and understand how social media is beneficial to your bank account.

• If you're a teacher of any sort, including a homeschooling teacher/parent, you can make money by selling your printable lessons online. #worksheets People don't have time to create these and they appreciate the work being done for them by a professional.  Some great sites to start selling your teacher resources are TeacherSherpa.com and TeachersPayTeachers.com  Each website is reputable, and as an added bonus, you can sell the same items on each site. They work sightly differently, so go for it and see which one works best for you! If you're a serial entrepreneur like me, you'll continue to do both.

• Do you have some random skill? Something you're an expert at and can do quite well in a very short amount of time? Maybe you're a freelance writer, a musician who does jingles, you were born with a great voice for voice overs, you're an amazing cartoonist, skilled at graphic design, or perhaps you can write a kick*** cover letter and resume. Whatever your marketable skill, you can promote it on fiverr.com. Just offer something for $5 and you can add additional fees or add-on work. I haven't sold anything over there, but I have used the service many, many times!

• My first venture into the making money online came via UpWork. Back in the day, it was known as Elance. With UpWork, you can charge whatever you want. The more skilled you are, the more you can make. I started out low-balling bids on jobs until I gained confidence in a particular subject. Now, I work as a consultant and bid a much higher wage.  I work as a freelance writer, SEO specialist, and social media marketer. However, you can find jobs for draftsmen, architects, interior designers, product testers, reviewers, and virtual assistants. Sometimes, you can even find work offline.

More ways to make money online.

• If you're a blogger or anyone with a large online following, you can do a search for sponsored social media posts. You've heard of celebrities getting paid to post on their Twitter and Instagram? You can do it too! This is my favorite side gig. It only takes a few minutes to complete and the pay out can be just as good as a sponsored blog post. You decided what pay you want. Your stats, engagement, and follower count play into it. Anyone can do it and earn $1 to over $1000 for a short post.

Learn how to get sponsored posts on Instagram.

• If you are still uncertain about what type of job you would love to do at home or what profession is the most suitable for you, it's important to keep an eye on new trends and analyze different open positions and their requirements. In this case, you can use the best job search websites. For example, you can have a look at the work-from-home vacancies listed on Jooble. Filters such as location, date posting, salary, work experience, and work employment will help you speed up your search and find the most appropriate vacant post in the long run.

• Write a how to manual, a comic book, or a full-fledged novel! Using Amazon's Kindle Direct Publishing tools, you can create book covers, upload content, and sell your book on Amazon. I've done this several times now. The key is quality. This is a pretty hefty time commitment. However, once you've done one book and created a template, it becomes easier. This is not for the faint of heart, the easily stressed, or the perfectionist. If you're any of those things, do the book, but pay someone to set it up for you. Here's one of my best selling Amazon books: Circle Time Activities. Tip: I also have versions of this book available on TeacherSherpa and TeachersPayTeachers.

Now, once you've created your own ways to make money online, you'll need to promote your business. You can do this yourself through boosting Facebook posts, running ads in Google AdWords, Pinterest, Twitter, or Instagram,  or enlisting a digital marketer to help. Pick me, pick me!

Still looking for more ways to make extra money online? Check out this article from the PennyHoarder.

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Summer Camp Handbook full of summer activities for kids, no camp required.

Service Projects for Teens: TeeChip Care

Teen Service Project Idea: T-Shirts

This is a sponsored post written by me on behalf of TeeChip.Com for IZEA. All opinions are 100% mine.

TeeChip Care is a Great Way for Teen's to do a Service Project.

We're always looking for a great service project for teens and families. TeeChip is a great way for anyone to raise money or earn money online. So, if you have a family vacation coming up, you need money for a school band trip, or you want to raise money for a local family in need, TeeChip is a wonderful way to raise the money you need. We like it because of the TeeChip Care program. Through TeeChip Care, excess products or products that don't live up to their high quality of standard are donated to NGO's. If you are looking for a great way to get teen's involved in community service, this makes an ideal service project for teens. Enjoy! Sign up an organization in need for TeeChip Care: Request form. If you know of an NGO that needs hoodies for the cold-weather or just a shirt to cover their backs, get in touch with TeeChip Care.

Wondering How to Save Money on Kids' Activities?

How to do Kids’ Activities Without Breaking the Bank

Offering enriching activities to your children is great for their long term growth. However, it might not be fantastic for your pocket. Although you’ll want to make sure your kids get the best opportunities available to them, you don’t want to spend a small fortune on kids' activities, especially if you're learning that your child quickly loses interest. So, how do you do activities with your kids without spending a lot of money?

This post contains affiliate links.

It's a tough decision, you want to give your kids the best; but you don't want to waste your money or time. As a parent, you've got options. Your children don’t have to miss out on that activity they desperately want to try just because you're on a tight budget. Here are some helpful tips which will allow your kids to enjoy some fun, enriching kids' activities without breaking the bank.

Tips to Save Money on Activities for Kids

Enroll in One Activity at a Time

Your kids don’t have to do it all, it’s a good idea to pick one activity each season. If you have more than one child, enroll them all in the same activity. Not only will enrolling your kids together save time and stress, but it can save money. There are a number of places that offer sibling discounts and siblings can often share items too. Be sure to ask, even if you don’t see such a discount or offer advertised.

Purchase Fun Equipment for Home Use

There are various toys and equipment that allow different activities without spending too much. You can install a gaga ball pit to provide an exhilarating experience for kids. The pit can be set up outdoors or in a large spare room. You can also dismantle and stored the ball pit between uses. The best thing is that you don't have to spend a lot of money on pricey play venues. This ball pit gives your kids one more choice for fun and beneficial sensory play activities.

Pay Ahead

See if there are any discounts available for paying ahead or in cash. Some businesses will give a price cut if you pay for the whole year up front, or they may even offer a discount once a year if you pay a few months in advance.

Buy Second-Hand

You might find it surprising just how easy it is to find kids' equipment that’s barely been used. So, before you go about buying a new instrument or sports equipment, have a look at places such as eBay, Craigslist, Play it Again Sports or thrift stores. You can even ask other parents! Kids often lose interest in an activity or outgrow their clothes quickly, which means you can find items in good condition for a fraction of the cost.

Go DIY with Crafts

One way to save money on activities for your children is to do it yourself with games and crafts. There are some great, inexpensive DIY craft ideas to try out, and you can always create activities for kids with free print-outs. Of course, some stores even provide coupons that help cover the costs of kids' activities. For instance, take a look at Target Coupons to see what discounts are available.

Volunteer

If you can manage a team, do coaching, record scores, or sell refreshments, you may be able to cut the cost of some activities. Have a chat with whoever oversees the kids' program to discuss how you can donate your time to work off any fees or equipment costs.

Barter

Bartering is always a good choice. When you offer a service or trade in return for another, instead of paying cash, it benefits both parties and if often an acceptable way to pay for your kids' extra-curricular activities. Services may vary based on your abilities and skills, but it might include cleaning or clerical work- just to give you some ideas.


Recommended:

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Tips on Making and Selling Crafts and Things for Extra Income

Saint Patrick's Day Math Game The Stingy Leprechaun Counting Money

Stingy Leprechaun the Perfect Saint Patrick's Day Math Game. 

This stingy leprechaun wants to keep his money while you learn to count it. This first to third grade St. Patrick's Day math activity is for children of all ages. Learn the basics of counting money. Printable templates included. We played this math game for counting money with our first and third graders and the third grader loved it. Of course, he was in it to win. Enjoy!

Stingy little leprechaun wants to keep his coins.

How to play:  Roll the dice and take that number of coins or dollar bills. You want to trade up to a $20 dollar bill to win. To open Stingy's arms and get the money you must roll the magic number a two (2) or four (4). Once you've opened his arms roll again. This number reveals the amount of money you can take from the pot. But wait, there's more! For complete printable instructions click here.

Right click to save to your computer or click here for 
free printable template pdf.

Right click to save to your computer 
or click here for free printable template pdf.

You might like these eight easy St. Patrick's Day Crafts for Kids or St. Paddy's Activities Boys will like.


Recommended Reading:

The Leprechaun's Gold*

Holiday Plays for PreK - 4*












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How to Save for a Rainy Day Fund

Emergency Cash Sources Every Mom Should Know About

Everyone needs a rainy day fund. Don't get me wrong, being a full-time mom is great, but raising children is very expensive. Especially, when you're a single mother. Whether you've raised many children from birth to adulthood or you're taking care of your first child, there are always extra expenses that don't fit into your weekly budget. With the price of childcare rising, along with all of the other unexpected expenses you'll experience as a parent, you need to know about available emergency cash sources. Here are some tips on how to save for a rainy day fund and ensure that you have access to extra money for your family should the need ever arise... And, you know it will.

This post contains Amazon Affiliate links.

Get this Rainy Day Fund Bank on Amazon.

Credit Cards and Mattress Money 

If you try to save on every purchase that you make, you might be able to store away a little extra money for a rainy day fund. For example, utilizing coupons is a great way to see your weekly grocery bill go down. With the money that you don’t spend on household expenditures, you can start your own ‘mattress money’ fund. Of course, you don’t actually need to keep your savings under the mattress, but keeping tangible funds somewhere in your home will come in handy during an emergency. Alternatively, using a credit card when you are in a pickle isn’t a bad idea so long as it is for an absolute emergency. In fact, having a couple of credit cards with large available balances is great for when you have an unexpected, last minute child related expense.

Learn to Get out of Debt Math Lesson for Homeschoolers

Short-Term Personal Loans

A lot of people still think that the only types of personal loans available are the ones that are offered by local banks. The truth of the matter is that there are all sorts of lenders who regularly make short term personal loans. At loanpig.co.uk, for example, small to mid-sized personal loans are often approved online in minutes. So, if you have a big expense that you only have a few days to come up with the money to pay, a short-term loan can save the day. These types of loans also come with manageable repayment terms, so you don’t have to worry about your debt skyrocketing. While you may not want to take out a short-term personal loan to pay for a child’s birthday party, it's certainly reasonable to take advantage of a small loan to help deal with emergencies or to help bridge the financial gap between pay periods.

Tips for Traveling on a Budget with Kids

Charities and Fundraising

There isn’t anything wrong with accepting or even asking for a little financial help whether you're a busy mom or anyone else. There are charities that help moms furnish their nurseries, aid them in rebuilding after tragedies, and just give a hand where needed. A friend might start a fundraiser for a working mom who has always been frugal and yet still is barely managing to make ends meet. There are charities that help moms get toys and clothes for their children during the winter holiday season as well as fundraising efforts that have given working class families the ability to go on amazing international holidays. Find what funds might be available to your family for emergencies and more. 

It is often very difficult for moms to think clearly when facing a financial emergency. You may go whizzing about looking for ways to pay an expense when the solution is right below your nose. Take a breath, relax, and think back to all of the ways you have prepared yourself and your family for the future when seeking a solution. These days, there are all kinds of ways to earn money online. Got stuff to sell? Give Facebook Marketplace a try!

Recommended:

Rainy Day Fund Bank

Keep Kids Happy on Rainy Day

Survival Mom: How to Prepare for Everyday Disasters and Worst-Case Scenarios

Fun Things to Make at Home on Rainy Days

Which Girl Scout Cookie is your Favorite: It is National Girl Scout Cookie Weekend

What is National Girl Scouts Cookie Weekend and the Girl Scout's Cookie Championship?

It's cookie time! Girl Scout Cookie time that is. All over the nation girls are selling cookies and setting goals for the National Girl Scout Cookie Weekend Championship.

Every year, the Scouts set their New Year resolutions, but the scouts are far more likely to stick to their goals than everyone else.

Our scout loves cookies so much, she bakes them as a community service project!

Why is that?

Did you ever wonder what your cookie money goes toward? You may have seen a note about the personal goal for the Girl Scout that sold cookies to you, but that is not the only purpose the money serves. 

This post is sponsored by the GSUSA, but the words and stories are our own.

Samoas our a favorite Girl Scout Cookie.

Each troop gets a portion of the money. Depending on how the troop runs, it could go toward a pooled troop goal or the individual scout's goal. When the girls start as Daisies and every year on up to their Senior year, they set goals.  Some girls are motivated by the prizes that they will earn.  Other girls are motivated by a trip or special event.  

One of our local troops does a Powder Puff Pinewood Derby. 

The Girl Scouts have set up fun ways to help each girl achieve their goal. The girls can log into a program and track their goal along the way. They also learn about safely using social media to pass along the word about cookies.  #CookieBoss

Have you seen the poll on Facebook? Like the post if you are a fan of Thin Mints or Share it if you are a Samoa's fan? Vote for your favorite Girl Scout cookie! Which will be the National Champion Girl Scout Cookie? Check the GSUSA Facebook page to find out. 

Girl Scouts have four different bakeries in the country.  Depending on where you are, you could get cookies from two different girls and get two different cookie flavor choices. But, never fear, the past champions Thin Mints, Samoas, and Do-Si-Dos are produced nationwide.

 Trefoils- another top seller for our troop.

This year, our girls are spending some of their troop money to go to the local local SkyZone, another part of the money will go toward a troop goal for a trip, and the last of their hard earned money will go toward a community service project.

Our troop numbers and unit.

Our girls are in between the Silver and Gold awards so they are talking about a helping an animal shelter as a community project. The Girl Scout Gold Award is equivalent to the Eagle Scout Award. The girls have to choose an individual project and plan and work over 100 hours on something that will benefit their community. A pretty lofty goal, but they are willing to spend the hours needed to make a difference in the community. Planning will start at the end of this school year. Check back here for updates on their projects and if they meet their goals. 

The girls would love to hear about what other scouts are doing around the country. So, if you have a scout (boy or girl) please comment and let us know what your troop has done.

If you want to keep up with GSUSA happenings Follow them on Pinterest or Like them on Facebook.  #CookieBoss

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Recommended Reading:



Here Come the Girl Scouts!: The Amazing All-True Story of Juliette 'Daisy' Gordon Low and Her Great Adventure*


Girl Scouts: A Celebration of 100 Trailblazing Years*